About the Seminar:
 
1.      Introduction and some personal reflection on building your business with legal debt recovery to include the impact of the Financial Conduct Authority.
2.      Pre-sue letters and phoning debtors
3.      Checks before commencing court action such as credit reports, searching the Debt Administration Scheme and Bankruptcy registers
4.      Brief outline of court actions including Simple and Ordinary procedures and length of time to reach judgment as well as cost
5.      Enforcing the court’s decision to include
a.      Bankruptcy and Diligence(Scotland) Act 2007
b.      The role of sheriff officers
c.      Charge for payment
d.      Earnings arrestment
e.      Attachment and Sale to include Exceptional Attachment Orders
f.        Extension of time to pay debts to include Time to Pay Directions
g.       Arrestment and inhibition post decree
h.      Arrestment and inhibition on the dependence
6.      Statutory demands for payment
7.      The Debt Arrangement Scheme
 
About the Speaker, Stephen Cowan:
 
Stephen was Managing Director, of Yuill+Kyle Debt Recovery solicitors, Scotland for many years, with over 30 years’ experience in the sector.  A regular contributor to publications such as ‘Credit Today’ and ‘Credit Management’, he has written the section on Scottish litigation in Croner’s ‘Guide to Credit Management’ and Tolley’s ‘Effective Credit Control and Debt Recovery Handbook’.
 
He is also the author of “Scottish Debt Recovery: A Practical Guide”, now in its second edition. Stephen also lectures extensively on Scottish debt recovery law and credit control issues. He tutored to post graduate law students at both Glasgow and Strathclyde universities.
 
Originally Recorded: 9.4.25
CPD Time: 1 Hour